Kusilvak Census Area, AK: mortgages, home buyers & loan limits
What buyers in Kusilvak Census Area actually borrowed, earned and paid in 2025, from the official Home Mortgage Disclosure Act records — plus the 2026 conforming and FHA loan limits.
HMDA 2025 data released June 23, 2026 · Loan limits for calendar year 2026
HMDA records show no originated home-purchase mortgages for owner-occupied single-family homes in Kusilvak Census Area, AK in 2025.
2026 loan limits in Kusilvak Census Area
| Property | Conforming 2026 | vs 2025 | FHA 2026 | vs 2025 |
|---|---|---|---|---|
| 1 unit | $1,249,125 | +$39,375 | $541,287 | +$17,062 |
| 2 units | $1,599,375 | +$50,400 | $693,050 | +$21,850 |
| 3 units | $1,933,200 | +$60,975 | $837,700 | +$26,425 |
| 4 units | $2,402,625 | +$75,750 | $1,041,125 | +$32,825 |
2026 limits for Kusilvak Census Area, AK: conforming (Fannie Mae / Freddie Mac) from FHFA; FHA forward-mortgage limits from HUD. FHA limit is at the national floor for low-cost areas. Loans above the conforming limit are "jumbo" loans.
All Alaska counties: Alaska 2026 loan limits. FHFA and HUD normally announce the next year's limits in late November.
No completed home-purchase applications were reported for Kusilvak Census Area in 2025.
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Principal, interest, property tax (0.24% typical effective rate here) and insurance, with Kusilvak Census Area defaults.
Typical effective property-tax rate 0.24% = median real estate taxes ÷ median home value, U.S. Census Bureau ACS 2020–2024 5-year estimates.
Nearby counties
| County | Distance | Purchase loans | Median loan | Buyer income | Conforming limit | FHA limit |
|---|---|---|---|---|---|---|
| Bethel Census Area, AK | 137 mi | 25 | — | — | $1,249,125 | $541,287 |
| Nome Census Area, AK | 175 mi | 29 | — | — | $1,249,125 | $541,287 |
| Dillingham Census Area, AK | 251 mi | 12 | — | — | $1,249,125 | $541,287 |
| Bristol Bay Borough, AK | 323 mi | 8 | — | — | $1,249,125 | $541,287 |
| Northwest Arctic Borough, AK | 339 mi | 4 | — | — | $1,249,125 | $541,287 |
| Lake and Peninsula Borough, AK | 370 mi | 1 | — | — | $1,249,125 | $541,287 |
Frequently asked questions
What is the 2026 conforming loan limit in Kusilvak Census Area?
$1,249,125 for a one-unit home (FHFA). Two- to four-unit limits are $1,599,375, $1,933,200, $2,402,625. Loans above the limit are jumbo loans and are not eligible for purchase by Fannie Mae or Freddie Mac.
What is the 2026 FHA loan limit in Kusilvak Census Area?
$541,287 for a one-unit home (HUD). This is the national floor for low-cost areas.
Sources: FFIEC/CFPB HMDA 2025 public loan/application register (Snapshot as of June 1, 2026); FHFA 2026 conforming loan limits; HUD 2026 FHA forward-mortgage limits; U.S. Census Bureau. Figures describe typical 2025 loans, not your offer. Methodology