Lender in New York · HMDA 2025
1st Priority Mortgage, Inc. mortgages in New York
1st Priority Mortgage, Inc.'s 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
1st Priority Mortgage, Inc. originated 1,592 owner-occupied single-family loans in New York from 1,677 completed applications, making it the state's #17 lender by volume.
Its median conventional purchase loan costs were $4,810 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.625% (New York: 6.50%).
Loans in NY
1,592
of 1,677 applications
Denial rate
4.2%
Purchase · NY 9.5%
Rate spread
+0.13 pts
Conv. · NY +0.07 pts
Loan amount
$255,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,636 | 1,556 | 4.2% | 6.625% | +0.13 pts | $4,810 | $255,000 |
| Refinance | 25 | 24 | 4.0% | — | +0.06 pts | $5,120 | $275,000 |
| Cash-out refinance | 16 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
New York counties where 1st Priority Mortgage, Inc. ranks in the top 25
Showing the 30 counties where it ranks highest, of 31.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Broome County | 3 | 78 | 5.8% |
| Tompkins County | 3 | 42 | 7.0% |
| Allegany County | 4 | 14 | 5.1% |
| Niagara County | 6 | 106 | 5.0% |
| Tioga County | 6 | 15 | 3.7% |
| Chenango County | 6 | 12 | 3.9% |
| Wyoming County | 6 | 12 | 3.5% |
| Erie County | 7 | 388 | 4.2% |
| Monroe County | 7 | 238 | 3.2% |
| Genesee County | 7 | 22 | 4.6% |
| Cattaraugus County | 7 | 17 | 3.7% |
| Otsego County | 7 | 12 | 3.0% |
| Hamilton County | 7 | 2 | 4.7% |
| Rockland County | 8 | 85 | 3.6% |
| Steuben County | 8 | 29 | 3.8% |
| Livingston County | 8 | 17 | 3.6% |
| Wayne County | 9 | 21 | 2.3% |
| Ontario County | 11 | 26 | 2.5% |
| Chemung County | 11 | 19 | 2.5% |
| Orleans County | 11 | 8 | 2.3% |
| Orange County | 12 | 81 | 2.3% |
| Chautauqua County | 13 | 10 | 1.2% |
| Seneca County | 14 | 5 | 2.3% |
| Fulton County | 15 | 6 | 1.4% |
| Delaware County | 16 | 3 | 1.2% |
| Ulster County | 17 | 21 | 1.5% |
| Cortland County | 17 | 5 | 1.6% |
| Onondaga County | 19 | 60 | 1.4% |
| Rensselaer County | 19 | 14 | 1.0% |
| Schuyler County | 20 | 2 | 1.7% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology