Lender in Indiana · HMDA 2025
1st Source Bank mortgages in Indiana
1st Source Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
1st Source Bank originated 469 owner-occupied single-family loans in Indiana from 591 completed applications.
Its median conventional purchase loan costs were $2,790 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.75% (Indiana: 6.625%).
Loans in IN
469
of 591 applications
Denial rate
4.8%
Purchase · IN 7.4%
Rate spread
+0.25 pts
Conv. · IN +0.24 pts
Loan amount
$215,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 373 | 318 | 4.8% | 6.750% | +0.25 pts | $2,790 | $215,000 |
| Refinance | 50 | 29 | 36.0% | 6.125% | +0.03 pts | $3,280 | $285,000 |
| Cash-out refinance | 168 | 122 | 18.4% | 7.000% | +0.44 pts | $3,220 | $165,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where 1st Source Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Marshall County | 4 | 26 | 5.0% |
| Starke County | 4 | 16 | 4.7% |
| St. Joseph County | 6 | 182 | 5.1% |
| Fulton County | 10 | 6 | 2.5% |
| LaPorte County | 11 | 35 | 2.7% |
| Huntington County | 12 | 10 | 1.8% |
| Elkhart County | 15 | 47 | 1.9% |
| Kosciusko County | 22 | 10 | 1.0% |
| Wells County | 22 | 5 | 1.1% |
| Pulaski County | 25 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology