Lender in California · HMDA 2025
254900yz174h294jw398 mortgages in California
254900yz174h294jw398's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
254900yz174h294jw398 originated 678 owner-occupied single-family loans in California from 816 completed applications.
Its median conventional purchase loan costs were $6,760 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.125% (California: 6.625%).
Loans in CA
678
of 816 applications
Denial rate
3.7%
Purchase · CA 8.9%
Rate spread
−0.29 pts
Conv. · CA +0.09 pts
Loan amount
$575,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 816 | 678 | 3.7% | 6.125% | −0.29 pts | $6,760 | $575,000 |
| Refinance | 0 | 0 | — | — | — | — | — |
| Cash-out refinance | 0 | 0 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
California counties where 254900yz174h294jw398 ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Benito County | 14 | 10 | 1.5% |
| Placer County | 17 | 81 | 1.3% |
| Solano County | 22 | 53 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology