Lender in California · HMDA 2025
9845007cy0ec0f59w414 mortgages in California
9845007cy0ec0f59w414's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
9845007cy0ec0f59w414 originated 213 owner-occupied single-family loans in California from 226 completed applications.
Its median conventional purchase loan costs were $14,790 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.875% (California: 6.625%).
Loans in CA
213
of 226 applications
Denial rate
2.4%
Purchase · CA 8.9%
Rate spread
+0.62 pts
Conv. · CA +0.09 pts
Loan amount
$645,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 123 | 120 | 2.4% | 6.875% | +0.62 pts | $14,790 | $645,000 |
| Refinance | 39 | 35 | 7.7% | 6.750% | +0.57 pts | $17,100 | $725,000 |
| Cash-out refinance | 64 | 58 | 7.8% | 6.875% | +0.56 pts | $14,830 | $655,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology