Lender in California · HMDA 2025
Aaa Capital Investment, Inc. mortgages in California
Aaa Capital Investment, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Aaa Capital Investment, Inc. originated 718 owner-occupied single-family loans in California from 920 completed applications.
Its median conventional purchase loan costs were $9,830 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.75% (California: 6.625%).
Loans in CA
718
of 920 applications
Denial rate
1.2%
Purchase · CA 8.9%
Rate spread
+0.27 pts
Conv. · CA +0.09 pts
Loan amount
$635,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 519 | 408 | 1.2% | 6.750% | +0.27 pts | $9,830 | $635,000 |
| Refinance | 261 | 209 | 2.7% | 6.500% | −0.01 pts | $4,300 | $635,000 |
| Cash-out refinance | 140 | 101 | 2.9% | 6.875% | +0.55 pts | $9,560 | $625,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology