Lender in Maryland · HMDA 2025
Aberdeen Proving Ground Federal Credit Union mortgages in Maryland
Aberdeen Proving Ground Federal Credit Union's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Aberdeen Proving Ground Federal Credit Union originated 244 owner-occupied single-family loans in Maryland from 276 completed applications.
Its median conventional purchase loan costs were $4,510 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
244
of 276 applications
Denial rate
0.0%
Purchase · MD 8.6%
Rate spread
−0.23 pts
Conv. · MD +0.14 pts
Loan amount
$305,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 144 | 138 | 0.0% | 6.500% | −0.23 pts | $4,510 | $305,000 |
| Refinance | 32 | 25 | 15.6% | — | −0.31 pts | $3,410 | $305,000 |
| Cash-out refinance | 100 | 81 | 16.0% | — | −0.07 pts | $110 | $145,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Aberdeen Proving Ground Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cecil County | 4 | 47 | 3.4% |
| Harford County | 6 | 137 | 3.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology