Lender in Florida · HMDA 2025
Achieva Credit Union mortgages in Florida
Achieva Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Achieva Credit Union originated 202 owner-occupied single-family loans in Florida from 245 completed applications.
Its median conventional purchase loan costs were $5,220 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.25% (Florida: 6.625%).
Loans in FL
202
of 245 applications
Denial rate
14.6%
Purchase · FL 12.8%
Rate spread
−0.18 pts
Conv. · FL +0.14 pts
Loan amount
$305,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 164 | 140 | 14.6% | 6.250% | −0.18 pts | $5,220 | $305,000 |
| Refinance | 28 | 25 | 7.1% | — | −0.24 pts | $4,710 | $295,000 |
| Cash-out refinance | 53 | 37 | 28.3% | — | −0.06 pts | $4,190 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology