Lender in South Carolina · HMDA 2025
Acopia, LLC mortgages in South Carolina
Acopia, LLC's 2025 home-purchase and refinance lending in South Carolina, compared with all lenders in the state.
Acopia, LLC originated 310 owner-occupied single-family loans in South Carolina from 358 completed applications.
Its median conventional purchase loan costs were $6,700 versus $5,190 for all South Carolina lenders, at a median 30-year fixed rate of 6.375% (South Carolina: 6.624%).
Loans in SC
310
of 358 applications
Denial rate
2.3%
Purchase · SC 8.8%
Rate spread
+0.04 pts
Conv. · SC +0.12 pts
Loan amount
$295,000
Purchase · SC $295,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 355 | 307 | 2.3% | 6.375% | +0.04 pts | $6,700 | $295,000 |
| Refinance | 2 | 2 | — | — | — | — | — |
| Cash-out refinance | 1 | 1 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
South Carolina counties where Acopia, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Greenwood County | 4 | 56 | 7.4% |
| Abbeville County | 5 | 8 | 3.9% |
| Anderson County | 16 | 49 | 1.5% |
| Spartanburg County | 17 | 114 | 1.5% |
| Oconee County | 24 | 10 | 0.9% |
| Pickens County | 25 | 18 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology