Lender in Ohio · HMDA 2025
Ag Credit Agricultural Credit Association mortgages in Ohio
Ag Credit Agricultural Credit Association's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Ag Credit Agricultural Credit Association originated 243 owner-occupied single-family loans in Ohio from 256 completed applications.
Its median conventional purchase loan costs were $3,290 versus $4,610 for all Ohio lenders.
Loans in OH
243
of 256 applications
Denial rate
2.7%
Purchase · OH 7.1%
Rate spread
+0.19 pts
Conv. · OH +0.22 pts
Loan amount
$245,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 188 | 183 | 2.7% | — | +0.19 pts | $3,290 | $245,000 |
| Refinance | 25 | 21 | 16.0% | — | +0.31 pts | $2,330 | $155,000 |
| Cash-out refinance | 43 | 39 | 9.3% | — | +0.68 pts | $1,610 | $75,000 |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Ag Credit Agricultural Credit Association ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Wyandot County | 2 | 23 | 10.6% |
| Seneca County | 3 | 26 | 4.9% |
| Henry County | 3 | 21 | 6.6% |
| Putnam County | 4 | 29 | 7.0% |
| Huron County | 10 | 13 | 2.2% |
| Hardin County | 10 | 11 | 3.2% |
| Sandusky County | 13 | 15 | 2.1% |
| Morrow County | 14 | 10 | 2.1% |
| Hancock County | 15 | 15 | 1.5% |
| Ottawa County | 17 | 7 | 1.4% |
| Crawford County | 17 | 5 | 1.1% |
| Van Wert County | 18 | 5 | 1.4% |
| Paulding County | 19 | 2 | 0.8% |
| Marion County | 23 | 7 | 0.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology