Lender in California · HMDA 2025
Ahl Funding mortgages in California
Ahl Funding's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Ahl Funding originated 469 owner-occupied single-family loans in California from 472 completed applications.
Its median conventional purchase loan costs were $15,070 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.99% (California: 6.625%).
Loans in CA
469
of 472 applications
Denial rate
0.3%
Purchase · CA 8.9%
Rate spread
+0.71 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 378 | 377 | 0.3% | 6.990% | +0.71 pts | $15,070 | $565,000 |
| Refinance | 38 | 37 | 2.6% | — | — | — | $535,000 |
| Cash-out refinance | 56 | 55 | 1.8% | 7.000% | +0.74 pts | $11,470 | $435,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology