Lender in Colorado · HMDA 2025
Alpine Bank mortgages in Colorado
Alpine Bank's 2025 home-purchase and refinance lending in Colorado, compared with all lenders in the state.
Alpine Bank originated 299 owner-occupied single-family loans in Colorado from 395 completed applications.
Its median conventional purchase loan costs were $4,330 versus $4,630 for all Colorado lenders, at a median 30-year fixed rate of 6.375% (Colorado: 6.50%).
Loans in CO
299
of 395 applications
Denial rate
11.1%
Purchase · CO 6.3%
Rate spread
+0.03 pts
Conv. · CO +0.04 pts
Loan amount
$415,000
Purchase · CO $455,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 270 | 217 | 11.1% | 6.375% | +0.03 pts | $4,330 | $415,000 |
| Refinance | 90 | 62 | 21.1% | 6.250% | +0.15 pts | $4,520 | $475,000 |
| Cash-out refinance | 35 | 20 | 28.6% | — | — | — | $305,000 |
*Conventional loans only; medians with at least 20 loans.
Colorado counties where Alpine Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Pitkin County | 1 | 19 | 13.7% |
| San Miguel County | 1 | 17 | 21.5% |
| Garfield County | 2 | 74 | 10.1% |
| Eagle County | 4 | 33 | 5.7% |
| Routt County | 6 | 16 | 4.8% |
| La Plata County | 7 | 17 | 2.4% |
| Summit County | 7 | 15 | 3.0% |
| Ouray County | 8 | 3 | 3.7% |
| Montrose County | 13 | 8 | 1.4% |
| Dolores County | 14 | 1 | 5.3% |
| Mesa County | 17 | 34 | 1.3% |
| Moffat County | 20 | 2 | 1.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology