Lender in Texas · HMDA 2025
American Airlines Federal Credit Union mortgages in Texas
American Airlines Federal Credit Union's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
American Airlines Federal Credit Union originated 280 owner-occupied single-family loans in Texas from 354 completed applications.
Its median conventional purchase loan costs were $0 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.375% (Texas: 6.50%).
Loans in TX
280
of 354 applications
Denial rate
4.9%
Purchase · TX 10.2%
Rate spread
−0.22 pts
Conv. · TX +0.09 pts
Loan amount
$385,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 284 | 225 | 4.9% | 6.375% | −0.22 pts | $0 | $385,000 |
| Refinance | 23 | 18 | 17.4% | — | — | — | — |
| Cash-out refinance | 47 | 37 | 10.6% | 6.625% | −0.06 pts | $0 | $275,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where American Airlines Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Bosque County | 20 | 2 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology