Lender in Florida · HMDA 2025
American Bancshares Mortgage, LLC mortgages in Florida
American Bancshares Mortgage, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
American Bancshares Mortgage, LLC originated 241 owner-occupied single-family loans in Florida from 257 completed applications.
Its median conventional purchase loan costs were $7,980 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.99% (Florida: 6.625%).
Loans in FL
241
of 257 applications
Denial rate
4.8%
Purchase · FL 12.8%
Rate spread
+0.65 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 231 | 219 | 4.8% | 6.990% | +0.65 pts | $7,980 | $325,000 |
| Refinance | 4 | 3 | — | — | — | — | — |
| Cash-out refinance | 22 | 19 | 13.6% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology