Lender in Maryland · HMDA 2025
Ameris Bank mortgages in Maryland
Ameris Bank's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Ameris Bank originated 371 owner-occupied single-family loans in Maryland from 415 completed applications.
Its median conventional purchase loan costs were $7,200 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.50% (Maryland: 6.625%).
Loans in MD
371
of 415 applications
Denial rate
8.5%
Purchase · MD 8.6%
Rate spread
+0.17 pts
Conv. · MD +0.14 pts
Loan amount
$335,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 377 | 344 | 8.5% | 6.500% | +0.17 pts | $7,200 | $335,000 |
| Refinance | 20 | 15 | 25.0% | — | — | — | — |
| Cash-out refinance | 18 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Ameris Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Baltimore city | 16 | 92 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology