Lender in California · HMDA 2025
Ameritrust Mortgage Corporation mortgages in California
Ameritrust Mortgage Corporation's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Ameritrust Mortgage Corporation originated 874 owner-occupied single-family loans in California from 921 completed applications.
Its median conventional purchase loan costs were $13,330 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.99% (California: 6.625%).
Loans in CA
874
of 921 applications
Denial rate
3.5%
Purchase · CA 8.9%
Rate spread
+0.71 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 651 | 628 | 3.5% | 6.990% | +0.71 pts | $13,330 | $565,000 |
| Refinance | 143 | 130 | 8.4% | 6.990% | +0.51 pts | $9,070 | $715,000 |
| Cash-out refinance | 127 | 116 | 7.1% | 7.250% | +0.80 pts | $12,840 | $565,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology