Lender in Texas · HMDA 2025
Amoco mortgages in Texas
Amoco's 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Amoco originated 249 owner-occupied single-family loans in Texas from 353 completed applications.
Its median conventional purchase loan costs were $5,550 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.25% (Texas: 6.50%).
Loans in TX
249
of 353 applications
Denial rate
9.2%
Purchase · TX 10.2%
Rate spread
−0.35 pts
Conv. · TX +0.09 pts
Loan amount
$305,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 238 | 182 | 9.2% | 6.250% | −0.35 pts | $5,550 | $305,000 |
| Refinance | 38 | 16 | 42.1% | — | — | — | — |
| Cash-out refinance | 77 | 51 | 26.0% | 6.750% | +0.02 pts | $4,710 | $175,000 |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Amoco ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Galveston County | 5 | 173 | 3.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology