Lender in Maine · HMDA 2025
Androscoggin Savings Bank mortgages in Maine
Androscoggin Savings Bank's 2025 home-purchase and refinance lending in Maine, compared with all lenders in the state.
Androscoggin Savings Bank originated 277 owner-occupied single-family loans in Maine from 288 completed applications, making it the state's #15 lender by volume.
Its median conventional purchase loan costs were $4,090 versus $4,300 for all Maine lenders, at a median 30-year fixed rate of 6.625% (Maine: 6.625%).
Loans in ME
277
of 288 applications
Denial rate
2.7%
Purchase · ME 8.3%
Rate spread
+0.03 pts
Conv. · ME +0.23 pts
Loan amount
$415,000
Purchase · ME $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 258 | 248 | 2.7% | 6.625% | +0.03 pts | $4,090 | $415,000 |
| Refinance | 15 | 15 | — | — | — | — | — |
| Cash-out refinance | 15 | 14 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Maine counties where Androscoggin Savings Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Cumberland County | 7 | 151 | 3.7% |
| Androscoggin County | 9 | 34 | 2.3% |
| Sagadahoc County | 12 | 13 | 2.8% |
| Kennebec County | 15 | 28 | 1.7% |
| Oxford County | 17 | 9 | 1.4% |
| Franklin County | 18 | 4 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology