Lender in California · HMDA 2025
Angel Oak Mortgage Solutions LLC mortgages in California
Angel Oak Mortgage Solutions LLC's 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Angel Oak Mortgage Solutions LLC originated 342 owner-occupied single-family loans in California from 430 completed applications.
Its median conventional purchase loan costs were $14,940 versus $7,920 for all California lenders, at a median 30-year fixed rate of 7.124% (California: 6.625%).
Loans in CA
342
of 430 applications
Denial rate
16.0%
Purchase · CA 8.9%
Rate spread
+0.78 pts
Conv. · CA +0.09 pts
Loan amount
$565,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 288 | 240 | 16.0% | 7.124% | +0.78 pts | $14,940 | $565,000 |
| Refinance | 29 | 18 | 37.9% | — | — | — | — |
| Cash-out refinance | 113 | 84 | 25.7% | 6.990% | +0.67 pts | $14,380 | $725,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology