Lender in Arizona · HMDA 2025
Arizona Financial Credit Union mortgages in Arizona
Arizona Financial Credit Union's 2025 home-purchase and refinance lending in Arizona, compared with all lenders in the state.
Arizona Financial Credit Union originated 261 owner-occupied single-family loans in Arizona from 288 completed applications.
Its median conventional purchase loan costs were $10,020 versus $6,470 for all Arizona lenders, at a median 30-year fixed rate of 6.50% (Arizona: 6.50%).
Loans in AZ
261
of 288 applications
Denial rate
3.2%
Purchase · AZ 8.2%
Rate spread
+0.10 pts
Conv. · AZ +0.11 pts
Loan amount
$425,000
Purchase · AZ $385,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 185 | 173 | 3.2% | 6.500% | +0.10 pts | $10,020 | $425,000 |
| Refinance | 73 | 61 | 5.5% | — | +0.21 pts | $0 | $145,000 |
| Cash-out refinance | 30 | 27 | 3.3% | 6.750% | +0.32 pts | $4,450 | $255,000 |
*Conventional loans only; medians with at least 20 loans.
Arizona counties where Arizona Financial Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Mohave County | 19 | 39 | 1.2% |
| La Paz County | 25 | 1 | 1.8% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology