Lender in Illinois · HMDA 2025
Associated Bank, N.A. mortgages in Illinois
Associated Bank, N.A.'s 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Associated Bank, N.A. originated 466 owner-occupied single-family loans in Illinois from 585 completed applications.
Its median conventional purchase loan costs were $5,110 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.375% (Illinois: 6.625%).
Loans in IL
466
of 585 applications
Denial rate
15.9%
Purchase · IL 9.2%
Rate spread
+0.03 pts
Conv. · IL +0.27 pts
Loan amount
$255,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 484 | 397 | 15.9% | 6.375% | +0.03 pts | $5,110 | $255,000 |
| Refinance | 68 | 48 | 25.0% | 6.375% | −0.09 pts | $2,290 | $365,000 |
| Cash-out refinance | 33 | 21 | 36.4% | — | +0.42 pts | $2,310 | $105,000 |
*Conventional loans only; medians with at least 20 loans.
Illinois counties where Associated Bank, N.A. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Macoupin County | 15 | 10 | 1.9% |
| Winnebago County | 18 | 45 | 1.3% |
| Monroe County | 21 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology