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Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender profile · HMDA 2025

Associated Mortgage Corporation: 2025 mortgage rates, costs & approvals

How Associated Mortgage Corporation priced and approved home loans in 2025, measured against every lender in the official HMDA records.

HMDA legal name: ASSOCIATED MORTGAGE CORPORATION · LEI 54930067KY3OO1D8HC58

In 2025, Associated Mortgage Corporation originated 2,688 home-purchase, refinance and cash-out loans on owner-occupied single-family homes in 3 states — 211th by volume among the 2,017 lenders profiled here.

On conventional 30-year fixed purchase loans its median rate was 6.625% (all lenders: 6.625%); its median rate spread was 11 basis points above the national median. Median conventional loan costs were $5,110, 8% lower than the national median ($5,570).

It denied 0.6% of completed home-purchase applications (all lenders: 8.5%).

Loans
2,688
of 2,939 applications
Denial rate
0.6%
Purchase · all 8.5%
30-yr fixed rate
6.625%
Conv. · all 6.625%
Loan costs
$5,110
Conv. · all $5,570
Loan amount
$245,000
Purchase · all $335,000
Borrower income
$90,000
Purchase · all $116,000

How Associated Mortgage Corporation priced home-purchase loans

Purchase loans, 2025Associated Mortgage CorporationAll lenders
30-year fixed rate · conventional6.625%6.625%
30-year fixed rate · FHA6.350%6.250%
30-year fixed rate · VA6.250%6.125%
15-year fixed rate · conventional5.875%5.875%
Rate spread vs. APOR · conventional+0.24 pts+0.13 pts
Total loan costs · conventional$5,110$5,570
Total loan costs · FHA$9,320$11,310
Total loan costs · VA$6,460$6,490
Origination charges (all types)$1,650$1,860
Borrowers paying discount points49.4%51.3%
Points paid, when paid (% of loan)0.63%0.87%
Borrowers receiving lender credits25.6%33.1%

Medians shown with at least 20 loans. A lender's numbers reflect its borrowers (credit, down payment, loan size, location) as well as its pricing; HMDA has no credit scores. Rate spread = APR minus the average prime offer rate on the lock date, which removes most of the effect of when the rate was locked.

Loan mix and borrowers

By loan type

Conventional 54.7% 1,469
FHA 35.4% 952
VA 8.7% 234
USDA 1.2% 33

By purpose

Home purchase 92.6% 2,490
Refinance 4.7% 126
Cash-out refinance 2.7% 72
Home value
$275,000
Median, purchase loans
Down payment
5%
All lenders 10%
Refi rate
6.625%
30-yr fixed, conventional
Refi denial rate
1.4%
Cash-out 4.5%

Where Associated Mortgage Corporation lends

StateLoansApplicationsPurchase denial rate30-yr rate*Loan costs*
Oklahoma2,3022,5110.7%6.625%$5,140
Texas1992140.5%6.500%$5,600
Arkansas1872140.5%6.625%$3,350

*Conventional home-purchase loans, medians with at least 20 loans. Linked state names open Associated Mortgage Corporation's page for that state.

Counties where Associated Mortgage Corporation is a top lender

Check Associated Mortgage Corporation yourself

This is a statistical profile, not a review or recommendation. HMDA data alone cannot show whether a lender complies with fair-lending laws, and a lender's medians depend on the borrowers it serves.

Lenders of similar size

Source: FFIEC/CFPB HMDA 2025 public LAR and filer list. Core segment: owner-occupied, single-family site-built, first-lien, closed-end purchase and refinance loans. Methodology