Lender in Maryland · HMDA 2025
Atlantic Union Bank mortgages in Maryland
Atlantic Union Bank's 2025 home-purchase and refinance lending in Maryland, compared with all lenders in the state.
Atlantic Union Bank originated 466 owner-occupied single-family loans in Maryland from 502 completed applications.
Its median conventional purchase loan costs were $5,790 versus $6,150 for all Maryland lenders, at a median 30-year fixed rate of 6.625% (Maryland: 6.625%).
Loans in MD
466
of 502 applications
Denial rate
6.5%
Purchase · MD 8.6%
Rate spread
+0.12 pts
Conv. · MD +0.14 pts
Loan amount
$415,000
Purchase · MD $405,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 445 | 415 | 6.5% | 6.625% | +0.12 pts | $5,790 | $415,000 |
| Refinance | 26 | 24 | 7.7% | — | −0.15 pts | $5,470 | $655,000 |
| Cash-out refinance | 31 | 27 | 9.7% | — | +0.24 pts | $5,530 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Maryland counties where Atlantic Union Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Montgomery County | 19 | 148 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology