Lender in California · HMDA 2025
Augusta Financial, Inc. mortgages in California
Augusta Financial, Inc.'s 2025 home-purchase and refinance lending in California, compared with all lenders in the state.
Augusta Financial, Inc. originated 511 owner-occupied single-family loans in California from 512 completed applications.
Its median conventional purchase loan costs were $7,760 versus $7,920 for all California lenders, at a median 30-year fixed rate of 6.625% (California: 6.625%).
Loans in CA
511
of 512 applications
Denial rate
0.3%
Purchase · CA 8.9%
Rate spread
+0.23 pts
Conv. · CA +0.09 pts
Loan amount
$615,000
Purchase · CA $575,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 388 | 387 | 0.3% | 6.625% | +0.23 pts | $7,760 | $615,000 |
| Refinance | 100 | 100 | 0.0% | 6.625% | +0.23 pts | $4,560 | $625,000 |
| Cash-out refinance | 24 | 24 | 0.0% | — | — | — | $455,000 |
*Conventional loans only; medians with at least 20 loans.
California counties where Augusta Financial, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Ventura County | 13 | 107 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology