Lender in Alabama · HMDA 2025
Avadian mortgages in Alabama
Avadian's 2025 home-purchase and refinance lending in Alabama, compared with all lenders in the state.
Avadian originated 238 owner-occupied single-family loans in Alabama from 258 completed applications.
Its median conventional purchase loan costs were $4,180 versus $4,370 for all Alabama lenders, at a median 30-year fixed rate of 6.125% (Alabama: 6.562%).
Loans in AL
238
of 258 applications
Denial rate
3.2%
Purchase · AL 9.1%
Rate spread
—
Conv. · AL +0.17 pts
Loan amount
$335,000
Purchase · AL $265,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 186 | 173 | 3.2% | 6.125% | — | $4,180 | $335,000 |
| Refinance | 39 | 35 | 2.6% | — | — | $9,700 | $475,000 |
| Cash-out refinance | 33 | 30 | 6.1% | — | — | — | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Alabama counties where Avadian ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Geneva County | 18 | 5 | 1.7% |
| Shelby County | 21 | 48 | 1.1% |
| Bibb County | 23 | 2 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology