Lender in Oklahoma · HMDA 2025
BancFirst mortgages in Oklahoma
BancFirst's 2025 home-purchase and refinance lending in Oklahoma, compared with all lenders in the state.
BancFirst originated 1,158 owner-occupied single-family loans in Oklahoma from 1,513 completed applications, making it the state's #12 lender by volume.
Its median conventional purchase loan costs were $3,850 versus $4,880 for all Oklahoma lenders, at a median 30-year fixed rate of 6.625% (Oklahoma: 6.625%).
Loans in OK
1,158
of 1,513 applications
Denial rate
7.5%
Purchase · OK 7.6%
Rate spread
+0.30 pts
Conv. · OK +0.21 pts
Loan amount
$205,000
Purchase · OK $235,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,190 | 940 | 7.5% | 6.625% | +0.30 pts | $3,850 | $205,000 |
| Refinance | 267 | 178 | 18.0% | — | +0.80 pts | $1,290 | $95,000 |
| Cash-out refinance | 56 | 40 | 17.9% | 6.990% | +0.65 pts | $4,250 | $185,000 |
*Conventional loans only; medians with at least 20 loans.
Oklahoma counties where BancFirst ranks in the top 25
Showing the 30 counties where it ranks highest, of 52.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Stephens County | 1 | 79 | 17.8% |
| Lincoln County | 1 | 55 | 13.6% |
| Craig County | 1 | 17 | 16.0% |
| Kingfisher County | 1 | 17 | 10.2% |
| Okfuskee County | 1 | 15 | 17.6% |
| Tillman County | 1 | 4 | 11.4% |
| Payne County | 2 | 72 | 10.1% |
| Kiowa County | 2 | 9 | 12.3% |
| Love County | 2 | 8 | 11.3% |
| Cherokee County | 3 | 34 | 8.6% |
| Custer County | 3 | 29 | 13.7% |
| Marshall County | 3 | 14 | 9.6% |
| Pottawatomie County | 4 | 44 | 5.0% |
| Carter County | 4 | 34 | 6.7% |
| Seminole County | 4 | 13 | 7.2% |
| Blaine County | 4 | 4 | 6.2% |
| Muskogee County | 5 | 37 | 5.5% |
| Pittsburg County | 5 | 30 | 7.9% |
| Caddo County | 5 | 8 | 4.9% |
| Noble County | 6 | 4 | 5.1% |
| Kay County | 7 | 11 | 3.0% |
| Johnston County | 7 | 2 | 3.7% |
| Delaware County | 8 | 13 | 3.6% |
| Cotton County | 8 | 2 | 3.3% |
| Major County | 8 | 2 | 4.4% |
| Dewey County | 8 | 1 | 5.9% |
| Latimer County | 9 | 2 | 4.2% |
| Wagoner County | 10 | 56 | 3.0% |
| Comanche County | 11 | 40 | 2.4% |
| Washington County | 11 | 14 | 2.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology