Lender in Iowa · HMDA 2025
Bank Iowa mortgages in Iowa
Bank Iowa's 2025 home-purchase and refinance lending in Iowa, compared with all lenders in the state.
Bank Iowa originated 313 owner-occupied single-family loans in Iowa from 354 completed applications.
Its median conventional purchase loan costs were $2,890 versus $2,380 for all Iowa lenders, at a median 30-year fixed rate of 6.50% (Iowa: 6.375%).
Loans in IA
313
of 354 applications
Denial rate
6.3%
Purchase · IA 6.3%
Rate spread
+0.03 pts
Conv. · IA −0.05 pts
Loan amount
$205,000
Purchase · IA $215,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 252 | 228 | 6.3% | 6.500% | +0.03 pts | $2,890 | $205,000 |
| Refinance | 70 | 63 | 7.1% | 6.375% | −0.05 pts | $2,960 | $275,000 |
| Cash-out refinance | 32 | 22 | 21.9% | — | +0.34 pts | $3,030 | $155,000 |
*Conventional loans only; medians with at least 20 loans.
Iowa counties where Bank Iowa ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Page County | 1 | 40 | 21.7% |
| Mahaska County | 2 | 25 | 9.2% |
| Montgomery County | 2 | 16 | 14.9% |
| Adams County | 2 | 3 | 8.1% |
| Humboldt County | 3 | 9 | 7.6% |
| Pocahontas County | 3 | 5 | 6.6% |
| Chickasaw County | 4 | 13 | 8.6% |
| Jasper County | 5 | 33 | 5.2% |
| Crawford County | 6 | 9 | 6.3% |
| Fayette County | 9 | 5 | 2.4% |
| Cerro Gordo County | 10 | 9 | 2.7% |
| Ida County | 13 | 1 | 1.3% |
| Wright County | 14 | 2 | 2.1% |
| Marion County | 15 | 9 | 2.0% |
| Cass County | 15 | 3 | 1.7% |
| Appanoose County | 15 | 2 | 1.6% |
| Fremont County | 15 | 2 | 2.3% |
| Carroll County | 17 | 2 | 1.1% |
| Taylor County | 19 | 1 | 2.0% |
| Wayne County | 19 | 1 | 1.4% |
| Wapello County | 20 | 3 | 0.8% |
| Davis County | 22 | 1 | 1.4% |
| Dallas County | 24 | 26 | 1.0% |
| Mills County | 25 | 3 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology