Lender in New York · HMDA 2025
Bank of Hope mortgages in New York
Bank of Hope's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Bank of Hope originated 395 owner-occupied single-family loans in New York from 470 completed applications.
Its median conventional purchase loan costs were $8,690 versus $5,990 for all New York lenders.
Loans in NY
395
of 470 applications
Denial rate
3.8%
Purchase · NY 9.5%
Rate spread
+0.45 pts
Conv. · NY +0.07 pts
Loan amount
$545,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 419 | 362 | 3.8% | — | +0.45 pts | $8,690 | $545,000 |
| Refinance | 7 | 3 | — | — | — | — | — |
| Cash-out refinance | 44 | 30 | 11.4% | — | +0.52 pts | $8,110 | $705,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Bank of Hope ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Richmond County | 12 | 84 | 2.5% |
| Kings County | 15 | 88 | 1.3% |
| Queens County | 19 | 122 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology