Lender in Mississippi · HMDA 2025
BankFirst Financial Services mortgages in Mississippi
BankFirst Financial Services's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
BankFirst Financial Services originated 268 owner-occupied single-family loans in Mississippi from 290 completed applications.
Loans in MS
268
of 290 applications
Denial rate
5.8%
Purchase · MS 11.3%
Rate spread
+0.19 pts
Conv. · MS +0.26 pts
Loan amount
$265,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 172 | 162 | 5.8% | 6.625% | +0.19 pts | — | $265,000 |
| Refinance | 102 | 94 | 4.9% | 6.750% | +1.54 pts | — | $95,000 |
| Cash-out refinance | 16 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where BankFirst Financial Services ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yalobusha County | 1 | 28 | 25.4% |
| Noxubee County | 1 | 3 | 18.8% |
| Webster County | 3 | 4 | 6.0% |
| Oktibbeha County | 4 | 16 | 4.2% |
| Newton County | 4 | 14 | 9.7% |
| Jasper County | 4 | 6 | 7.7% |
| Sharkey County | 4 | 1 | 12.5% |
| Tate County | 5 | 15 | 4.8% |
| Lafayette County | 7 | 23 | 3.5% |
| Smith County | 7 | 4 | 3.7% |
| Lowndes County | 8 | 20 | 3.4% |
| Kemper County | 9 | 1 | 4.0% |
| Winston County | 12 | 2 | 1.8% |
| Neshoba County | 13 | 2 | 1.2% |
| Tallahatchie County | 13 | 1 | 2.5% |
| Lamar County | 14 | 21 | 2.4% |
| Forrest County | 15 | 16 | 2.1% |
| Pontotoc County | 16 | 3 | 1.2% |
| Calhoun County | 17 | 1 | 1.2% |
| Wayne County | 19 | 1 | 1.3% |
| Lee County | 20 | 10 | 1.1% |
| Panola County | 21 | 3 | 1.2% |
| Itawamba County | 21 | 2 | 1.0% |
| Scott County | 23 | 1 | 0.6% |
| Union County | 24 | 2 | 0.9% |
| Clarke County | 24 | 1 | 0.8% |
| Leake County | 24 | 1 | 0.9% |
| Rankin County | 25 | 20 | 0.8% |
| Madison County | 25 | 15 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology