Lender in Mississippi · HMDA 2025
BankPlus mortgages in Mississippi
BankPlus's 2025 home-purchase and refinance lending in Mississippi, compared with all lenders in the state.
BankPlus originated 703 owner-occupied single-family loans in Mississippi from 835 completed applications, making it the state's #8 lender by volume.
Its median conventional purchase loan costs were $3,570 versus $4,460 for all Mississippi lenders, at a median 30-year fixed rate of 6.50% (Mississippi: 6.625%).
Loans in MS
703
of 835 applications
Denial rate
11.8%
Purchase · MS 11.3%
Rate spread
+0.10 pts
Conv. · MS +0.26 pts
Loan amount
$265,000
Purchase · MS $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 634 | 535 | 11.8% | 6.500% | +0.10 pts | $3,570 | $265,000 |
| Refinance | 181 | 155 | 12.2% | 6.500% | +0.59 pts | $3,000 | $165,000 |
| Cash-out refinance | 20 | 13 | 35.0% | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Mississippi counties where BankPlus ranks in the top 25
Showing the 30 counties where it ranks highest, of 39.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Lafayette County | 1 | 55 | 8.5% |
| Yazoo County | 2 | 22 | 15.9% |
| Humphreys County | 2 | 6 | 15.0% |
| Madison County | 3 | 130 | 7.7% |
| Lee County | 3 | 80 | 8.7% |
| Yalobusha County | 4 | 6 | 5.5% |
| Holmes County | 4 | 3 | 9.1% |
| Hinds County | 5 | 103 | 6.7% |
| Pearl River County | 5 | 40 | 5.4% |
| Newton County | 5 | 12 | 8.3% |
| Grenada County | 5 | 11 | 7.0% |
| Carroll County | 5 | 4 | 5.9% |
| Montgomery County | 5 | 3 | 5.7% |
| Lincoln County | 6 | 10 | 4.8% |
| Chickasaw County | 6 | 4 | 4.8% |
| Lawrence County | 8 | 3 | 3.7% |
| Union County | 9 | 6 | 2.8% |
| Marion County | 9 | 5 | 2.3% |
| Rankin County | 10 | 65 | 2.7% |
| Sunflower County | 10 | 2 | 1.6% |
| Clarke County | 11 | 4 | 3.2% |
| Attala County | 11 | 3 | 2.5% |
| Panola County | 12 | 6 | 2.3% |
| Wayne County | 12 | 2 | 2.5% |
| Kemper County | 12 | 1 | 4.0% |
| Marshall County | 13 | 8 | 1.6% |
| Lauderdale County | 14 | 10 | 1.8% |
| Pike County | 14 | 5 | 2.1% |
| Bolivar County | 14 | 3 | 1.8% |
| Pontotoc County | 15 | 4 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology