Lender in Washington · HMDA 2025
Banner Bank mortgages in Washington
Banner Bank's 2025 home-purchase and refinance lending in Washington, compared with all lenders in the state.
Banner Bank originated 632 owner-occupied single-family loans in Washington from 834 completed applications.
Its median conventional purchase loan costs were $9,720 versus $6,530 for all Washington lenders, at a median 30-year fixed rate of 6.625% (Washington: 6.625%).
Loans in WA
632
of 834 applications
Denial rate
20.3%
Purchase · WA 5.9%
Rate spread
+0.37 pts
Conv. · WA +0.10 pts
Loan amount
$475,000
Purchase · WA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 679 | 537 | 20.3% | 6.625% | +0.37 pts | $9,720 | $475,000 |
| Refinance | 39 | 21 | 46.2% | — | +0.19 pts | $6,260 | $475,000 |
| Cash-out refinance | 116 | 74 | 34.5% | 6.875% | +0.31 pts | $5,450 | $355,000 |
*Conventional loans only; medians with at least 20 loans.
Washington counties where Banner Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| San Juan County | 5 | 7 | 5.2% |
| Chelan County | 6 | 46 | 5.3% |
| Skagit County | 7 | 42 | 2.9% |
| Douglas County | 7 | 29 | 5.3% |
| Whatcom County | 8 | 65 | 2.5% |
| Walla Walla County | 9 | 19 | 2.9% |
| Franklin County | 10 | 30 | 2.5% |
| Pend Oreille County | 10 | 4 | 2.5% |
| Okanogan County | 11 | 7 | 2.1% |
| Columbia County | 12 | 2 | 3.5% |
| Grant County | 13 | 20 | 1.8% |
| Island County | 17 | 18 | 1.4% |
| Yakima County | 18 | 24 | 1.1% |
| Stevens County | 18 | 7 | 1.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology