Lender in Illinois · HMDA 2025
Baxter Credit Union mortgages in Illinois
Baxter Credit Union's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Baxter Credit Union originated 239 owner-occupied single-family loans in Illinois from 389 completed applications.
Its median conventional purchase loan costs were $5,760 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.75% (Illinois: 6.625%).
Loans in IL
239
of 389 applications
Denial rate
2.2%
Purchase · IL 9.2%
Rate spread
+0.07 pts
Conv. · IL +0.27 pts
Loan amount
$335,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 273 | 181 | 2.2% | 6.750% | +0.07 pts | $5,760 | $335,000 |
| Refinance | 66 | 34 | 18.2% | — | −0.22 pts | $2,470 | $315,000 |
| Cash-out refinance | 50 | 24 | 30.0% | — | +0.10 pts | $2,440 | $295,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology