Lender in Massachusetts · HMDA 2025
Baycoast Mortgage Company, LLC mortgages in Massachusetts
Baycoast Mortgage Company, LLC's 2025 home-purchase and refinance lending in Massachusetts, compared with all lenders in the state.
Baycoast Mortgage Company, LLC originated 507 owner-occupied single-family loans in Massachusetts from 549 completed applications.
Its median conventional purchase loan costs were $5,130 versus $5,240 for all Massachusetts lenders, at a median 30-year fixed rate of 6.50% (Massachusetts: 6.575%).
Loans in MA
507
of 549 applications
Denial rate
4.0%
Purchase · MA 6.3%
Rate spread
−0.00 pts
Conv. · MA +0.02 pts
Loan amount
$455,000
Purchase · MA $495,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 351 | 333 | 4.0% | 6.500% | −0.00 pts | $5,130 | $455,000 |
| Refinance | 132 | 122 | 5.3% | 6.250% | −0.15 pts | $3,540 | $455,000 |
| Cash-out refinance | 66 | 52 | 18.2% | 6.500% | +0.01 pts | $4,170 | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Massachusetts counties where Baycoast Mortgage Company, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Dukes County | 2 | 16 | 12.0% |
| Bristol County | 4 | 301 | 5.0% |
| Nantucket County | 18 | 1 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology