Lender in Ohio · HMDA 2025
Bayshore Mortgage Funding, LLC mortgages in Ohio
Bayshore Mortgage Funding, LLC's 2025 home-purchase and refinance lending in Ohio, compared with all lenders in the state.
Bayshore Mortgage Funding, LLC originated 281 owner-occupied single-family loans in Ohio from 293 completed applications.
Its median conventional purchase loan costs were $5,170 versus $4,610 for all Ohio lenders, at a median 30-year fixed rate of 6.625% (Ohio: 6.625%).
Loans in OH
281
of 293 applications
Denial rate
3.9%
Purchase · OH 7.1%
Rate spread
+0.39 pts
Conv. · OH +0.22 pts
Loan amount
$235,000
Purchase · OH $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 260 | 249 | 3.9% | 6.625% | +0.39 pts | $5,170 | $235,000 |
| Refinance | 14 | 13 | — | — | — | — | — |
| Cash-out refinance | 19 | 19 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Ohio counties where Bayshore Mortgage Funding, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Scioto County | 8 | 24 | 3.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology