Mortgage by CountyWhat home buyers actually paid, county by county

Independent analysis of official mortgage recordsHMDA 2025 · 7,155,718 applications

Lender in Utah · HMDA 2025

Belem Servicing LLC mortgages in Utah

Belem Servicing LLC's 2025 home-purchase and refinance lending in Utah, compared with all lenders in the state.

Belem Servicing LLC originated 238 owner-occupied single-family loans in Utah from 247 completed applications.

Its median conventional purchase loan costs were $4,640 versus $6,400 for all Utah lenders, at a median 30-year fixed rate of 6.625% (Utah: 6.50%).

Loans in UT
238
of 247 applications
Denial rate
0.0%
Purchase · UT 6.5%
Rate spread
+0.10 pts
Conv. · UT +0.05 pts
Loan amount
$435,000
Purchase · UT $435,000

By loan purpose

PurposeApplicationsLoansDenial rate30-yr rate*Rate spread*Loan costs*Median loan
Home purchase2082000.0%6.625%+0.10 pts$4,640$435,000
Refinance25250.0%6.500%+0.04 pts$5,010$595,000
Cash-out refinance1413—————

*Conventional loans only; medians with at least 20 loans.

Utah counties where Belem Servicing LLC ranks in the top 25

CountyRankLoansMarket share
Washington County42065.5%
Iron County18100.9%
Kane County2021.8%

Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology