Lender in New York · HMDA 2025
Bethpage Federal Credit Union mortgages in New York
Bethpage Federal Credit Union's 2025 home-purchase and refinance lending in New York, compared with all lenders in the state.
Bethpage Federal Credit Union originated 526 owner-occupied single-family loans in New York from 642 completed applications.
Its median conventional purchase loan costs were $6,310 versus $5,990 for all New York lenders, at a median 30-year fixed rate of 6.50% (New York: 6.50%).
Loans in NY
526
of 642 applications
Denial rate
10.6%
Purchase · NY 9.5%
Rate spread
−0.16 pts
Conv. · NY +0.07 pts
Loan amount
$505,000
Purchase · NY $375,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 445 | 391 | 10.6% | 6.500% | −0.16 pts | $6,310 | $505,000 |
| Refinance | 48 | 31 | 33.3% | — | −0.24 pts | $4,780 | $505,000 |
| Cash-out refinance | 149 | 104 | 29.5% | 6.500% | −0.20 pts | $5,410 | $405,000 |
*Conventional loans only; medians with at least 20 loans.
New York counties where Bethpage Federal Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Nassau County | 15 | 182 | 1.7% |
| Suffolk County | 17 | 223 | 1.6% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology