Lender in Michigan · HMDA 2025
BLG Holdings, Inc. mortgages in Michigan
BLG Holdings, Inc.'s 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
BLG Holdings, Inc. originated 441 owner-occupied single-family loans in Michigan from 446 completed applications.
Its median conventional purchase loan costs were $4,640 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
441
of 446 applications
Denial rate
1.2%
Purchase · MI 7.8%
Rate spread
+0.42 pts
Conv. · MI +0.23 pts
Loan amount
$185,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 404 | 399 | 1.2% | 6.625% | +0.42 pts | $4,640 | $185,000 |
| Refinance | 29 | 29 | 0.0% | 6.490% | +0.37 pts | $4,290 | $205,000 |
| Cash-out refinance | 13 | 13 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where BLG Holdings, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Genesee County | 6 | 152 | 2.8% |
| Chippewa County | 6 | 10 | 4.8% |
| Ogemaw County | 6 | 7 | 3.1% |
| Mackinac County | 7 | 2 | 3.5% |
| Shiawassee County | 9 | 29 | 2.8% |
| Tuscola County | 9 | 13 | 2.1% |
| Lapeer County | 10 | 26 | 2.0% |
| Saginaw County | 11 | 53 | 2.4% |
| Luce County | 12 | 1 | 2.6% |
| Bay County | 18 | 20 | 1.5% |
| Isabella County | 21 | 5 | 0.8% |
| Midland County | 22 | 11 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology