Lender in Florida · HMDA 2025
Builders Choice Mortgage LLC mortgages in Florida
Builders Choice Mortgage LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Builders Choice Mortgage LLC originated 239 owner-occupied single-family loans in Florida from 250 completed applications.
Its median conventional purchase loan costs were $7,950 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.875% (Florida: 6.625%).
Loans in FL
239
of 250 applications
Denial rate
3.5%
Purchase · FL 12.8%
Rate spread
+0.37 pts
Conv. · FL +0.14 pts
Loan amount
$405,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 201 | 193 | 3.5% | 6.875% | +0.37 pts | $7,950 | $405,000 |
| Refinance | 25 | 25 | 0.0% | — | +0.11 pts | $6,330 | $485,000 |
| Cash-out refinance | 24 | 21 | 12.5% | — | — | — | $345,000 |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology