Lender in Texas · HMDA 2025
Cadence Lending Group, Inc. mortgages in Texas
Cadence Lending Group, Inc.'s 2025 home-purchase and refinance lending in Texas, compared with all lenders in the state.
Cadence Lending Group, Inc. originated 327 owner-occupied single-family loans in Texas from 373 completed applications.
Its median conventional purchase loan costs were $8,560 versus $6,860 for all Texas lenders, at a median 30-year fixed rate of 6.75% (Texas: 6.50%).
Loans in TX
327
of 373 applications
Denial rate
0.6%
Purchase · TX 10.2%
Rate spread
+0.19 pts
Conv. · TX +0.09 pts
Loan amount
$285,000
Purchase · TX $315,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 354 | 316 | 0.6% | 6.750% | +0.19 pts | $8,560 | $285,000 |
| Refinance | 7 | 5 | — | — | — | — | — |
| Cash-out refinance | 12 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Texas counties where Cadence Lending Group, Inc. ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| El Paso County | 10 | 319 | 3.2% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology