Lender in Florida · HMDA 2025
Campus USA Credit Union mortgages in Florida
Campus USA Credit Union's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Campus USA Credit Union originated 386 owner-occupied single-family loans in Florida from 414 completed applications.
Its median conventional purchase loan costs were $4,780 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.50% (Florida: 6.625%).
Loans in FL
386
of 414 applications
Denial rate
1.2%
Purchase · FL 12.8%
Rate spread
−0.10 pts
Conv. · FL +0.14 pts
Loan amount
$295,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 244 | 241 | 1.2% | 6.500% | −0.10 pts | $4,780 | $295,000 |
| Refinance | 35 | 26 | 22.9% | — | +0.07 pts | $1,270 | $105,000 |
| Cash-out refinance | 135 | 119 | 11.1% | 6.750% | +0.13 pts | $1,290 | $135,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Campus USA Credit Union ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Alachua County | 2 | 186 | 6.8% |
| Columbia County | 4 | 29 | 5.5% |
| Gilchrist County | 5 | 9 | 5.4% |
| Union County | 5 | 3 | 5.2% |
| Levy County | 8 | 9 | 2.4% |
| Lafayette County | 9 | 1 | 4.0% |
| Dixie County | 11 | 2 | 2.8% |
| Suwannee County | 12 | 4 | 1.7% |
| Bradford County | 19 | 3 | 1.2% |
| Madison County | 21 | 1 | 1.2% |
| Hamilton County | 22 | 1 | 1.6% |
| Marion County | 25 | 73 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology