Lender in Florida · HMDA 2025
Capital City Home Loans, LLC mortgages in Florida
Capital City Home Loans, LLC's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Capital City Home Loans, LLC originated 472 owner-occupied single-family loans in Florida from 519 completed applications.
Its median conventional purchase loan costs were $7,460 versus $6,760 for all Florida lenders, at a median 30-year fixed rate of 6.75% (Florida: 6.625%).
Loans in FL
472
of 519 applications
Denial rate
7.3%
Purchase · FL 12.8%
Rate spread
+0.46 pts
Conv. · FL +0.14 pts
Loan amount
$325,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 452 | 419 | 7.3% | 6.750% | +0.46 pts | $7,460 | $325,000 |
| Refinance | 27 | 23 | 11.1% | — | +0.06 pts | $4,280 | $255,000 |
| Cash-out refinance | 40 | 30 | 25.0% | 6.875% | +0.35 pts | $4,700 | $235,000 |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Capital City Home Loans, LLC ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Jefferson County | 2 | 11 | 9.6% |
| Taylor County | 3 | 13 | 11.6% |
| Madison County | 3 | 9 | 10.5% |
| Wakulla County | 4 | 32 | 4.6% |
| Nassau County | 5 | 73 | 4.3% |
| Franklin County | 6 | 5 | 4.9% |
| Leon County | 7 | 104 | 3.8% |
| Union County | 8 | 2 | 3.5% |
| Gulf County | 9 | 4 | 2.3% |
| Gadsden County | 10 | 8 | 2.9% |
| Bradford County | 10 | 6 | 2.4% |
| Levy County | 11 | 8 | 2.1% |
| Lafayette County | 13 | 1 | 4.0% |
| Dixie County | 22 | 1 | 1.4% |
| Walton County | 23 | 15 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology