Lender in Tennessee · HMDA 2025
Carroll Bank and Trust mortgages in Tennessee
Carroll Bank and Trust's 2025 home-purchase and refinance lending in Tennessee, compared with all lenders in the state.
Carroll Bank and Trust originated 209 owner-occupied single-family loans in Tennessee from 214 completed applications.
Loans in TN
209
of 214 applications
Denial rate
1.6%
Purchase · TN 7.7%
Rate spread
—
Conv. · TN +0.11 pts
Loan amount
$135,000
Purchase · TN $325,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 61 | 60 | 1.6% | — | — | — | $135,000 |
| Refinance | 81 | 81 | 0.0% | — | — | — | $215,000 |
| Cash-out refinance | 72 | 68 | 5.6% | — | — | — | $125,000 |
*Conventional loans only; medians with at least 20 loans.
Tennessee counties where Carroll Bank and Trust ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Carroll County | 1 | 77 | 20.6% |
| Henry County | 1 | 52 | 12.2% |
| Benton County | 3 | 18 | 7.7% |
| Henderson County | 6 | 12 | 4.2% |
| Gibson County | 10 | 24 | 3.4% |
| Decatur County | 10 | 3 | 2.3% |
| Weakley County | 11 | 10 | 3.0% |
| Stewart County | 25 | 3 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology