Lender in Indiana · HMDA 2025
Centier Bank mortgages in Indiana
Centier Bank's 2025 home-purchase and refinance lending in Indiana, compared with all lenders in the state.
Centier Bank originated 656 owner-occupied single-family loans in Indiana from 719 completed applications.
Its median conventional purchase loan costs were $2,600 versus $3,350 for all Indiana lenders, at a median 30-year fixed rate of 6.875% (Indiana: 6.625%).
Loans in IN
656
of 719 applications
Denial rate
4.2%
Purchase · IN 7.4%
Rate spread
+0.37 pts
Conv. · IN +0.24 pts
Loan amount
$235,000
Purchase · IN $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 625 | 586 | 4.2% | 6.875% | +0.37 pts | $2,600 | $235,000 |
| Refinance | 40 | 33 | 15.0% | 6.375% | +0.25 pts | $2,940 | $225,000 |
| Cash-out refinance | 54 | 37 | 31.5% | 7.000% | +0.48 pts | $3,560 | $215,000 |
*Conventional loans only; medians with at least 20 loans.
Indiana counties where Centier Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Porter County | 3 | 144 | 5.0% |
| White County | 3 | 21 | 6.3% |
| Lake County | 8 | 194 | 2.8% |
| LaPorte County | 9 | 36 | 2.8% |
| Tippecanoe County | 13 | 48 | 1.9% |
| Jasper County | 14 | 9 | 1.8% |
| Starke County | 15 | 7 | 2.0% |
| St. Joseph County | 20 | 34 | 0.9% |
| Carroll County | 20 | 5 | 1.6% |
| Elkhart County | 23 | 26 | 1.0% |
| Montgomery County | 25 | 6 | 1.0% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology