Lender in Pennsylvania · HMDA 2025
Cfsbank mortgages in Pennsylvania
Cfsbank's 2025 home-purchase and refinance lending in Pennsylvania, compared with all lenders in the state.
Cfsbank originated 271 owner-occupied single-family loans in Pennsylvania from 288 completed applications.
Loans in PA
271
of 288 applications
Denial rate
4.9%
Purchase · PA 6.7%
Rate spread
—
Conv. · PA +0.17 pts
Loan amount
$255,000
Purchase · PA $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 243 | 231 | 4.9% | — | — | — | $255,000 |
| Refinance | 40 | 35 | 10.0% | — | — | — | $235,000 |
| Cash-out refinance | 5 | 5 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Pennsylvania counties where Cfsbank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Fayette County | 5 | 45 | 4.4% |
| Butler County | 14 | 47 | 1.8% |
| Greene County | 16 | 3 | 1.2% |
| Armstrong County | 19 | 7 | 1.4% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology