Lender in Arkansas · HMDA 2025
Chambers Bank mortgages in Arkansas
Chambers Bank's 2025 home-purchase and refinance lending in Arkansas, compared with all lenders in the state.
Chambers Bank originated 215 owner-occupied single-family loans in Arkansas from 240 completed applications.
Loans in AR
215
of 240 applications
Denial rate
7.1%
Purchase · AR 8.5%
Rate spread
—
Conv. · AR +0.17 pts
Loan amount
$245,000
Purchase · AR $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 197 | 180 | 7.1% | — | — | — | $245,000 |
| Refinance | 35 | 28 | 20.0% | — | — | — | $135,000 |
| Cash-out refinance | 8 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Arkansas counties where Chambers Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Yell County | 2 | 25 | 14.3% |
| Scott County | 2 | 12 | 14.8% |
| Pope County | 7 | 19 | 2.9% |
| Lonoke County | 8 | 57 | 3.8% |
| Perry County | 10 | 3 | 2.6% |
| Lincoln County | 10 | 1 | 2.0% |
| Montgomery County | 10 | 1 | 1.5% |
| Polk County | 11 | 4 | 1.7% |
| Pike County | 13 | 1 | 1.9% |
| St. Francis County | 16 | 1 | 1.3% |
| Clark County | 17 | 2 | 0.9% |
| Sebastian County | 20 | 15 | 1.1% |
| Newton County | 20 | 1 | 1.5% |
| Crawford County | 21 | 9 | 1.1% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology