Lender in Florida · HMDA 2025
Charles Schwab Bank, SSB mortgages in Florida
Charles Schwab Bank, SSB's 2025 home-purchase and refinance lending in Florida, compared with all lenders in the state.
Charles Schwab Bank, SSB originated 268 owner-occupied single-family loans in Florida from 299 completed applications.
Its median conventional purchase loan costs were $7,370 versus $6,760 for all Florida lenders.
Loans in FL
268
of 299 applications
Denial rate
9.6%
Purchase · FL 12.8%
Rate spread
−0.24 pts
Conv. · FL +0.14 pts
Loan amount
$805,000
Purchase · FL $345,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 249 | 222 | 9.6% | — | −0.24 pts | $7,370 | $805,000 |
| Refinance | 37 | 34 | 5.4% | — | −0.10 pts | $0 | $955,000 |
| Cash-out refinance | 13 | 12 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Florida counties where Charles Schwab Bank, SSB ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Franklin County | 11 | 2 | 1.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology