Lender in Nebraska · HMDA 2025
Charter West Bank mortgages in Nebraska
Charter West Bank's 2025 home-purchase and refinance lending in Nebraska, compared with all lenders in the state.
Charter West Bank originated 1,473 owner-occupied single-family loans in Nebraska from 1,607 completed applications, making it the state's #3 lender by volume.
Its median conventional purchase loan costs were $3,150 versus $3,100 for all Nebraska lenders, at a median 30-year fixed rate of 6.625% (Nebraska: 6.624%).
Loans in NE
1,473
of 1,607 applications
Denial rate
7.8%
Purchase · NE 5.9%
Rate spread
+0.27 pts
Conv. · NE +0.13 pts
Loan amount
$245,000
Purchase · NE $255,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 1,458 | 1,343 | 7.8% | 6.625% | +0.27 pts | $3,150 | $245,000 |
| Refinance | 84 | 75 | 10.7% | 6.375% | +0.20 pts | $2,880 | $285,000 |
| Cash-out refinance | 65 | 55 | 15.4% | 6.990% | +0.47 pts | $2,960 | $195,000 |
*Conventional loans only; medians with at least 20 loans.
Nebraska counties where Charter West Bank ranks in the top 25
Showing the 30 counties where it ranks highest, of 69.
| County | Rank | Loans | Market share |
|---|---|---|---|
| Platte County | 1 | 82 | 19.4% |
| Hall County | 1 | 62 | 9.4% |
| Red Willow County | 1 | 52 | 35.6% |
| Furnas County | 1 | 18 | 36.0% |
| Boone County | 1 | 14 | 26.9% |
| Frontier County | 1 | 3 | 18.8% |
| Douglas County | 2 | 453 | 5.4% |
| Buffalo County | 2 | 59 | 11.1% |
| Adams County | 2 | 44 | 13.1% |
| Cuming County | 2 | 14 | 17.5% |
| Colfax County | 2 | 13 | 16.1% |
| Hitchcock County | 2 | 5 | 17.9% |
| Chase County | 2 | 4 | 11.4% |
| Gosper County | 2 | 3 | 16.7% |
| Dundy County | 2 | 2 | 11.1% |
| Sherman County | 2 | 2 | 9.5% |
| Sarpy County | 3 | 218 | 5.4% |
| Madison County | 3 | 45 | 11.6% |
| Kearney County | 3 | 6 | 9.1% |
| Nance County | 3 | 4 | 14.8% |
| Thurston County | 3 | 4 | 16.0% |
| Dawson County | 4 | 20 | 7.4% |
| Saline County | 4 | 13 | 7.4% |
| Merrick County | 4 | 8 | 7.0% |
| Stanton County | 4 | 7 | 11.1% |
| Clay County | 4 | 5 | 6.2% |
| Polk County | 4 | 4 | 6.3% |
| Webster County | 4 | 3 | 8.3% |
| Garden County | 4 | 1 | 5.9% |
| Dakota County | 5 | 12 | 6.3% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology