Lender in Connecticut · HMDA 2025
Chelsea Groton Bank mortgages in Connecticut
Chelsea Groton Bank's 2025 home-purchase and refinance lending in Connecticut, compared with all lenders in the state.
Chelsea Groton Bank originated 207 owner-occupied single-family loans in Connecticut from 240 completed applications.
Its median conventional purchase loan costs were $3,850 versus $5,920 for all Connecticut lenders, at a median 30-year fixed rate of 6.49% (Connecticut: 6.625%).
Loans in CT
207
of 240 applications
Denial rate
3.1%
Purchase · CT 7.5%
Rate spread
−0.01 pts
Conv. · CT +0.14 pts
Loan amount
$395,000
Purchase · CT $355,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 195 | 171 | 3.1% | 6.490% | −0.01 pts | $3,850 | $395,000 |
| Refinance | 36 | 29 | 16.7% | — | +0.15 pts | $2,520 | $295,000 |
| Cash-out refinance | 9 | 7 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Connecticut counties where Chelsea Groton Bank ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Southeastern Connecticut Planning Region | 7 | 115 | 3.5% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology