Lender in Michigan · HMDA 2025
Churchill Mortgage Corporation mortgages in Michigan
Churchill Mortgage Corporation's 2025 home-purchase and refinance lending in Michigan, compared with all lenders in the state.
Churchill Mortgage Corporation originated 419 owner-occupied single-family loans in Michigan from 458 completed applications.
Its median conventional purchase loan costs were $6,010 versus $4,140 for all Michigan lenders, at a median 30-year fixed rate of 6.625% (Michigan: 6.625%).
Loans in MI
419
of 458 applications
Denial rate
0.5%
Purchase · MI 7.8%
Rate spread
+0.32 pts
Conv. · MI +0.23 pts
Loan amount
$235,000
Purchase · MI $245,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 368 | 338 | 0.5% | 6.625% | +0.32 pts | $6,010 | $235,000 |
| Refinance | 52 | 47 | 5.8% | 6.375% | +0.11 pts | $6,400 | $255,000 |
| Cash-out refinance | 38 | 34 | 2.6% | — | +0.48 pts | $5,360 | $285,000 |
*Conventional loans only; medians with at least 20 loans.
Michigan counties where Churchill Mortgage Corporation ranks in the top 25
| County | Rank | Loans | Market share |
|---|---|---|---|
| Barry County | 8 | 24 | 2.7% |
| Delta County | 12 | 3 | 1.6% |
| Newaygo County | 13 | 11 | 1.8% |
| Ottawa County | 15 | 54 | 1.4% |
| Kent County | 16 | 140 | 1.5% |
| Allegan County | 18 | 22 | 1.3% |
| Missaukee County | 20 | 2 | 1.2% |
| Houghton County | 21 | 2 | 0.6% |
| Montcalm County | 25 | 10 | 1.1% |
| Gladwin County | 25 | 3 | 0.9% |
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology