Lender in Illinois · HMDA 2025
Cibc Bank USA mortgages in Illinois
Cibc Bank USA's 2025 home-purchase and refinance lending in Illinois, compared with all lenders in the state.
Cibc Bank USA originated 216 owner-occupied single-family loans in Illinois from 257 completed applications.
Its median conventional purchase loan costs were $6,760 versus $6,090 for all Illinois lenders, at a median 30-year fixed rate of 6.375% (Illinois: 6.625%).
Loans in IL
216
of 257 applications
Denial rate
13.4%
Purchase · IL 9.2%
Rate spread
−0.05 pts
Conv. · IL +0.27 pts
Loan amount
$265,000
Purchase · IL $275,000
By loan purpose
| Purpose | Applications | Loans | Denial rate | 30-yr rate* | Rate spread* | Loan costs* | Median loan |
|---|---|---|---|---|---|---|---|
| Home purchase | 247 | 207 | 13.4% | 6.375% | −0.05 pts | $6,760 | $265,000 |
| Refinance | 3 | 3 | — | — | — | — | — |
| Cash-out refinance | 7 | 6 | — | — | — | — | — |
*Conventional loans only; medians with at least 20 loans.
Source: FFIEC/CFPB HMDA 2025 public LAR. Statistical profile, not a review or offer. Methodology